The FDIC may pay out if your bank goes bust, web, globally the decline in the us dollar over-the-counter last four years and inside the last ages. The dollar isn't what it once was. If the US banking sector had another run of bank failures like it did the actual world recent recession, you'd see more "Too Big to Fail" type nonsense, so that a result, more money printing to pay for off depositors. So you might get your money, truly wouldn't be worth nearly as much. 3) Forms ...