This is really fairly simple and it doesn't matter if you are heading to write the particulars down in a notebook or diary, shop them in a Pc or mobile phone, or if you are heading to use an on-line service, the info you ought to collect is the exact same. Have a good paper shredder: Make certain you have accessibility to a powerful paper shredder, generally the crosscut kind. Pre-stuffed charge receipts, copies of credit applications, insurance coverage forms, doctor statements, ...