As explained above, wills do not avoid probate. Even for people who have a will, upon your death, the need becomes a public write down. A will is subject to probate, which is usually a painful, drawn-out process that most people would need to avoid. For that reason, That i recommend start selling it not keep large sums in your personal checking account, so it remains inside your name or names, thus avoiding the awkward explaining in the checkout line, while not risking probate. ...